Macy’s Credit Card Review

Macy’s was the first department store that existed in the United States. Since it was able to garner a loyal following since the mid-1800s, this store is still present among us. It is currently one of the most beloved shops among Americans. You can find a variety of different types of goods there and save meaningful sums, which is why it is visited both online and in-person by numerous people on a daily basis. A lot of these individuals often opt to utilize their Macy’s credit card to conduct their shopping. This particular card has been referred as one of the best ones on the market at the moment, which is why so many people are applying to obtain it.

Application
In order to qualify for a Macy’s credit card, you are not required to have a perfect credit score or credit history. There are other factors that go into getting approved. You can apply both in-person and online. Most people take the online route, as it is easier and you will be able to obtain an answer within seconds in the comfort of your own home, without anybody overhearing your personal details.

The Preferred Level
At the moment, for its cardholders, Macy’s has three different levels that will allow you to obtain meaningful benefits with each purchase you make. The first level is the Preferred level which requires you to spend between $1.00 and $499.00 per year. From doing so, you will receive Star Pass mailing three times a year, Thanks for Sharing rewards, and a surprise savings at the register. The Star Pass mailings will permit you to obtain savings on sale priced or regular priced items, while the Thanks for Sharing reward program provides you with more points on bonus days and 10% rewards on most purchases that you make.

The Elite Level
This level is for those individuals who spend between $500.00 to $1,199.00 per year. The Elitelevel provides you with the same benefits that are obtainedby those in the Preferred level, butwithextra perks.You will obtain six Star Pass mailings, an extra Thanks for Sharing bonus, and a special treat on your birthday.

Premier Elite Level
The third and final level is the Premier Elite level. In order to qualify for this level, you are required to spend over $1,200.00 per year. On this level, you obtain 12 Star Passes every year, birthday offer, free shipping offers, priority customer service number, and two more Thanks for Sharing bonuses.

No Annual Fee, & Low Interest Fee
The Macy’s credit card does not charge an annual fee, and the interest rate is a very low one, which makes it a great card to have in your wallet. If you are approved, you will be able to save a meaningful percentage on your first purchase.

Low-Monthly Payments
As you spend and pay on time, your credit line will automatically increase, as it is with any other credit card out there. Macy’s is one of those retail stores that carry wonderful brands that provide high-quality products at affordable prices. With the Macy’s credit card, you can purchase these items and make low-monthly payments on them. It doesn’t get any better than that!

Links

Macy’s Card Application – https://citiretailservices.citibankonline.com/CRS/acq/launch/index.action?app=UNSOL&siteId=PLCN_MACYS&langId=EN&sc=80002

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